Need an appraisal for an FHA-backed mortgage? Call Kernea Appraisals

We are happy to say that Kernea Appraisals is an FHA-approved appraisal provider in GA. If you have an FHA-secured mortgage, be sure to call Kernea Appraisals, as we are approved and certified to produce FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your property loan is FHA certified, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the loaned money; the FHA simply backs the transaction with mortgage insurance in case the borrower defaults on his or her loan. Accessible to all consumers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower income or less starting capital to use as a down-payment on a loan benefit the most from Federal Housing Administration loan programs.